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Cardholder Dispute of Fraudulent Use of a Credit Card, ATM Card, or Debit Card
Credit Card ATM Candlelit CardCARDHOLDER INFORMATION
I make this dispute for the purpose of establishing the fraudulent
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What is a chargeback?
A chargeback is a reversal of a transaction, initiated by the bank or credit card issuer, usually at the request of the customer, to return funds due to issues such as fraud, non-receipt of goods, or dissatisfaction with a purchase.
Who is required to file a chargeback?
Typically, the cardholder or customer is required to file a chargeback if they believe a transaction was unauthorized or if they did not receive the product or service as expected.
How to fill out a chargeback?
To fill out a chargeback, the customer usually needs to contact their bank or credit card issuer, provide the necessary transaction details, and explain the reason for the dispute. Many banks have specific forms that need to be completed.
What is the purpose of a chargeback?
The purpose of a chargeback is to protect consumers by allowing them to dispute unauthorized or unsatisfactory transactions and to encourage merchants to maintain fair business practices.
What information must be reported in a chargeback?
The information that must typically be reported includes the transaction date, amount, merchant name, reason for the chargeback, and any evidence supporting the claim.
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