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How to fill out non borrower occupancy certification

How to fill out non borrower occupancy certification:

1. Start by obtaining a non borrower occupancy certification form from your lender or mortgage company.
2. Fill out the form by providing your personal information, including your name, address, and contact details.
3. Indicate whether you are the primary borrower or a non borrower occupying the property.
4. If you are a non borrower, provide the name of the primary borrower and their relationship to you.
5. Specify the purpose of your occupancy, whether it is as a relative, tenant, or other.
6. Provide details about your current living situation, including the address of the property you will be occupying.
7. If you are currently renting, provide the name and contact information of your landlord or property manager.
8. Sign and date the form to certify the accuracy of the information provided.
9. Submit the completed form to your lender or mortgage company.

Who needs non borrower occupancy certification:

1. Individuals who are co-borrowers on a mortgage loan but will not be living in the property as their primary residence may need to provide a non borrower occupancy certification.
2. This includes family members or dependents who are not financially responsible for the mortgage but will be residing in the property.
3. Lenders may require this certification to ensure that the property is not being purchased as an investment property or rental without proper disclosures and documentation.

For pdfFiller’s FAQs

What is non borrower occupancy certification?

Non borrower occupancy certification is a form that verifies the occupancy status of individuals who are not listed as borrowers on a mortgage loan.

Who is required to file non borrower occupancy certification?

Non borrower occupancy certification is typically required to be filed by the mortgage lender or servicer.

How to fill out non borrower occupancy certification?

To fill out non borrower occupancy certification, one must provide information about the occupants residing in the property, their relationship to the borrower, and their occupancy status.

What is the purpose of non borrower occupancy certification?

The purpose of non borrower occupancy certification is to ensure compliance with the terms of the mortgage loan, particularly regarding the occupancy of the property.

What information must be reported on non borrower occupancy certification?

The non borrower occupancy certification must include details about the occupants living in the property, such as their names, relationship to the borrower, and occupancy status.

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