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HBZ BANK LTDAnnexure A(A Subsidiary of Habib Bank AG Zurich)GENERAL TERMS & CONDITIONS PERSONAL ACCOUNTS (SAVINGS AND CURRENT ACCOUNTS) 1.INTRODUCTION1.1.These Terms and Conditions (Terms) set out
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Identify the purpose of your terms and conditions and the specific services or products you are offering.
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Draft the introductory section outlining the agreement's scope and defining key terms.
03
Include sections on user responsibilities, acceptable usage, and prohibited activities.
04
Detail the payment terms, including fees, payment methods, and due dates.
05
Include liability clauses that define limitations on your responsibilities.
06
Specify the governing law and jurisdiction for any disputes that may arise.
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Outline the process for amendments to the terms and conditions.
08
Conclude with a section addressing termination of the agreement and the effect of termination.

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Businesses providing products or services online, such as e-commerce websites.
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Freelancers and contractors outlining the terms of their services.
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General Terms and Conditions are the rules and guidelines that outline the rights and responsibilities of parties involved in a transaction or agreement.
Typically, businesses and organizations that engage in contracts, sales, or service agreements are required to file general terms and conditions.
To fill out general terms and conditions, clearly outline the terms of service, payment conditions, liability disclaimers, and any other relevant details pertaining to the transaction.
The purpose is to protect both parties by clearly defining the scope, obligations, and limitations of the agreement.
Information that must be reported includes party details, transaction specifics, terms of service, payment details, and termination rights.
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