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Improving financial capability among university students using a mobile app:Wallet$mart PROJECT EVALUATIONA research report commissioned by Unibank (Teachers Mutual Fund Limited)Dr Michelle Cull &
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Assess the current financial knowledge and skills of the individual or group.
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Develop tailored educational materials and resources, including workshops, online courses, and one-on-one coaching.
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Individuals from low-income backgrounds seeking to better manage their finances.
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Young adults transitioning to financial independence, such as college students.
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Improving financial capability refers to enhancing individuals' ability to manage their financial resources effectively, including skills in budgeting, saving, and making informed financial decisions.
Typically, organizations and individuals involved in financial education and support programs may be required to report on improving financial capability initiatives to assess their effectiveness.
To fill out the improving financial capability document, organizations must gather data on their programs, including participant demographics, services provided, and outcomes achieved, and then complete the required forms accurately.
The purpose is to equip individuals with the knowledge, skills, and confidence to manage their finances, thereby enabling better financial decision-making and reducing economic vulnerability.
Organizations must report on program participation numbers, types of services offered, participant feedback, and measured outcomes such as increased savings or reduced debt.
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