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Momentum Insurance Brokers PO Box 622, Applecross WA 6953 Website: www.momentuminsurance.com.au Phone: (08) 9332 4833 info@mibrokers.net.au Email: ABN: 49 166 196 676Machinery Breakdown & Fusion Insurance
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01
Identify the right insurance provider that offers public and products liability coverage.
02
Gather necessary business information, including business name, address, and contact details.
03
Provide details about your business activities and the products or services you offer.
04
Specify the estimated turnover and any prior claims history, if applicable.
05
Review the coverage options available and choose the limits that match your business needs.
06
Fill out the application form with accurate information to avoid issues in the future.
07
Submit the completed application and await approval or further queries from the insurer.

Who needs public and products liability?

01
Small businesses that interact with the public or provide products to customers.
02
Manufacturers and suppliers of goods and services.
03
Retailers and wholesalers selling physical products.
04
Contractors and tradespeople working on client premises.
05
Events organizers hosting public gatherings.
06
Any business at risk of accidents that may involve third-party claims.
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Public and products liability refers to the legal responsibility of businesses for injuries or damages caused to third parties due to their products or operations. It covers claims arising from defects in products or incidents that occur on business premises.
Businesses that manufacture, distribute, or sell products, as well as those that operate public venues or provide services to the public, are typically required to file public and products liability insurance.
To fill out public and products liability forms, businesses must provide detailed information about their operations, product types, sales volumes, and any previous claims or incidents related to liability.
The purpose of public and products liability is to provide financial protection to businesses against claims of injury or damage caused by their products or business activities, ensuring they can cover legal costs and compensation payments.
Businesses must report details such as business operations, number and type of products, revenue from product sales, and any relevant claims history when applying for public and products liability coverage.
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