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HBZ BANK LTDAnnexure A(A Subsidiary of Habib Bank AG Zurich)ISLAMIC PROFIT AND LOSS SHARING ACCOUNT GENERAL TERMS AND CONDITIONS 1.INTRODUCTION1.1.These Terms and Conditions (Terms) set out the terms
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Gather the required documents: proof of identity, proof of address, and tax identification number.
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Visit the bank branch or their website to obtain the application form for the Sirat savings account.
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Fill out the application form with accurate personal details.
04
Attach the required documents to the application form.
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Submit the completed application form along with the documents to the bank representative or online.
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Deposit the minimum required amount to open the account if applicable.
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Wait for confirmation from the bank regarding your account opening.

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Individuals looking for a secure place to save money.
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Those who are aiming to save for specific goals or emergencies.
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The sirat savings account is a specialized saving scheme designed to help individuals save money while earning interest on their deposits.
Individuals who hold a sirat savings account and wish to report their earnings or comply with regulatory requirements are required to file.
To fill out the sirat savings account form, individuals need to provide personal information, account details, and financial information as required.
The purpose of the sirat savings account is to encourage personal savings and provide a secure way for individuals to earn interest on their deposits.
Individuals must report personal identification details, account balance, interest earned, and any withdrawals or deposits made during the reporting period.
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