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The Desjardins Voluntary Retirement Savings Plan (VRSP) is designed to promote retirement savings for individuals and is governed by the Voluntary Retirement Savings Plans Act. It includes general provisions and specific provisions related to employer subscriptions, member contributions, investment options, and administration responsibilities.
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How to fill out desjardins voluntary retirement savings

01
Step 1: Gather necessary personal information, including your Social Insurance Number (SIN), contact details, and employment information.
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Step 2: Determine your retirement savings goals and how much you can contribute periodically.
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Step 3: Visit the Desjardins website or contact a representative to obtain the application form for voluntary retirement savings.
04
Step 4: Complete the application form by providing the required information. This may include your financial situation and retirement goals.
05
Step 5: Choose your investment options based on your risk tolerance and savings objectives.
06
Step 6: Review the terms and conditions of the plan carefully.
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Step 7: Submit your application along with any requested documents to Desjardins.
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Step 8: Set up a recurring contribution method, if desired, to automate your savings.

Who needs desjardins voluntary retirement savings?

01
Individuals looking to supplement their retirement income.
02
Employees without access to employer-sponsored retirement plans.
03
Self-employed individuals who want to save for retirement.
04
Anyone interested in tax-advantaged savings options for retirement.
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Desjardins voluntary retirement savings refer to a savings plan offered by Desjardins that allows individuals to contribute funds voluntarily to save for retirement, typically providing tax advantages.
Individuals who have contributed to a Desjardins voluntary retirement savings plan or are participating in such a plan are required to file the necessary documentation.
To fill out Desjardins voluntary retirement savings, individuals need to complete the application forms provided by Desjardins, providing personal information, contribution amounts, and selecting investment options.
The purpose of Desjardins voluntary retirement savings is to encourage individuals to save for retirement by providing them with a tax-efficient vehicle for their savings.
Information such as total contributions, investment income, and personal identification details must be reported on Desjardins voluntary retirement savings forms.
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