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MISSOURI DEPARTMENT OF ELEMENTARY AND SECONDARY EDUCATION OFFICE OF CHILDHOOD CHILD CARE RELIEF FUNDSPAYCHECK PROTECTION PROGRAM INSTRUCTIONS The Department of Elementary and Secondary Education (DESE)

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How to fill out paycheck protection program

01

Gather your business financial documents, including payroll records, tax returns, and other relevant financial statements.

02

Determine your average monthly payroll costs by calculating the total payroll expenses for a 12-month period and dividing by 12.

03

Calculate your qualifying expenses, which may include salaries, wages, rent, mortgage interest, and utilities.

04

Fill out the Paycheck Protection Program loan application by providing the necessary business information, including your EIN, business structure, and the amount of the loan requested.

05

Submit the application to an approved lender along with the required documentation that supports your payroll and expenses calculations.

06

Work with the lender to ensure all required forms are submitted correctly and any additional information is provided promptly.

Who needs paycheck protection program?

01

Small business owners who may be struggling due to economic impacts from the COVID-19 pandemic.

02

Self-employed individuals and sole proprietors looking for financial assistance.

03

Non-profit organizations that need to retain their workforce during financial hardships.

04

Businesses that have experienced a significant decline in revenue and are looking to keep employees on payroll.

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What is paycheck protection program?

The Paycheck Protection Program (PPP) is a loan initiative established by the U.S. government aimed at helping small businesses keep their workforce employed during the COVID-19 pandemic. The loans are forgivable if certain conditions are met, specifically concerning payroll and operational expenses.

Who is required to file paycheck protection program?

Businesses, specifically small businesses and nonprofit organizations affected by the COVID-19 pandemic, are required to apply for the Paycheck Protection Program. This includes sole proprietors, independent contractors, and self-employed individuals.

How to fill out paycheck protection program?

To fill out the Paycheck Protection Program application, eligible applicants must complete the SBA Form 2483 (Paycheck Protection Program Application Form) or their lender's equivalent form, providing details about the business, average monthly payroll, and other required financial information.

What is the purpose of paycheck protection program?

The purpose of the Paycheck Protection Program is to provide financial assistance to small businesses to help them maintain their workforce and cover operating expenses during economic disruptions caused by the COVID-19 pandemic.

What information must be reported on paycheck protection program?

Applicants must report information including the number of employees, average monthly payroll costs, business expenses, and various certifications regarding the necessity of the loan and its intended use.

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