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Ogden City Council Meeting Council Staff ReviewItem Type:Interlocal AgreementDescription:Continental Community Reinvestment Area ExtensionDepartment:Community & Economic DevelopmentDivision:Business
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The Continental Community Reinvestment Project is an initiative aimed at encouraging financial institutions to meet the credit needs of the communities in which they operate, particularly focusing on low- and moderate-income neighborhoods.
Financial institutions such as banks and credit unions that have a significant presence in the community and are subject to the Community Reinvestment Act (CRA) are required to file the Continental Community Reinvestment Project reports.
To fill out the Continental Community Reinvestment Project, institutions need to gather data on their lending activities, assess community needs, and complete reporting forms that outline their community engagement and financial support efforts.
The purpose of the Continental Community Reinvestment Project is to ensure that financial institutions are providing equitable access to credit and improving economic opportunities in underserved areas.
Institutions must report information including the number of loans, loan amounts, and the demographics of borrowers, as well as details of community investments and outreach efforts.
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