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This document details the appeal case of the Consumer Financial Protection Bureau (CFPB) against Townstone Financial, Inc. and Barry Sturner. The case revolves around allegations of discouragement of black prospective mortgage applicants, violating the Equal Credit Opportunity Act (ECOA) and its regulation, Regulation B. The Circuit Court reverses the district court\'s dismissal of the case, emphasizing the inclusion of prospective applicants under the ECOA\'s prohibitions.
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Case 23-1654 refers to a specific legal or administrative case that has been assigned the number 23-1654. The details of the case, including its nature and jurisdiction, would need to be referenced from the relevant legal documentation or court records.
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