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U.S. DEPARTMENT OF EDUCATION BORROWER DEFENSE TO REPAYMENT APPLICATIONOMB Number: 18450163 Expiration Date: 06/30/2026INSTRUCTIONS You may be eligible to receive a discharge of your applicable federal
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How to fill out borrower defense to repayment

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How to fill out borrower defense to repayment

01
Gather your loan information and enrollment details.
02
Visit the official borrower defense to repayment application page.
03
Complete the application form, providing accurate information about your school and the program.
04
Detail your reasons for the claim, including any misrepresentation or unlawful conduct by the school.
05
Attach supporting documentation, such as transcripts, emails, or other relevant records.
06
Review your application for accuracy and completeness.
07
Submit the application and note any confirmation or tracking information provided.

Who needs borrower defense to repayment?

01
Borrowers who have attended a school that engaged in misconduct.
02
Students who were defrauded or misled about the nature of their education.
03
Individuals who have federal student loans and believe they have been harmed by false claims about programs or degrees.
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Borrower defense to repayment is a federal provision that allows borrowers to request loan forgiveness if they believe they were defrauded by their school or if the school violated certain laws related to student loans.
Borrowers who attended a school that engaged in misconduct or violated laws related to higher education or student loans can file for borrower defense to repayment.
To fill out borrower defense to repayment, borrowers must complete a form that includes personal information, details about the school, and a description of the claims being made against the institution.
The purpose of borrower defense to repayment is to provide relief to borrowers who have been misled or harmed by their educational institutions, ensuring they are not held responsible for repaying loans for degrees or courses that were falsely represented.
Borrowers must report information such as their personal identification details, loan information, the school attended, specifics of the misconduct, and evidence supporting their claims.
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