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This research investigates the role of social capital in Peer-to-Peer (P2P) lending platforms as compared to traditional banking systems. It builds a theoretical model that incorporates social networks and community credit ratings, analyzing how these factors influence borrower efforts, loan outcomes, and the overall efficiency of the lending market. The study identifies conditions under which P2P lending platforms can reduce borrowing costs and enhance investment returns, while addressing...
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Senior research refers to advanced investigative studies typically conducted by students or researchers in their final academic year, focusing on a specific area of interest or a substantial problem.
Students completing their senior year or those involved in advanced research programs at academic institutions are usually required to file senior research.
Filling out senior research typically involves submitting a proposal or report that includes a title, abstract, literature review, methodology, results, and conclusions, formatted according to the institution's guidelines.
The purpose of senior research is to develop critical thinking and research skills, contribute original findings to a field of study, and prepare students for their future careers or academic pursuits.
Information reported on senior research includes the research question, objectives, methodology, findings, analysis, and references to existing literature.
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