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This document is a Current Report (Form 8-K) submitted by Preferred Bank detailing their financial results for the third quarter ended September 30, 2024, including key metrics like net income, net interest margin, and loan performance. It summarizes the bank\'s earnings announcement and includes insights from executive management regarding financial performance, operational outcomes, and market outlook.
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How to fill out form 8-k

01
Start by downloading Form 8-K from the SEC's website.
02
Fill in the reporting company’s name and IRS identification number at the top of the form.
03
Indicate the date of the report in the specified section.
04
Select the applicable item number(s) in the box provided based on the nature of the event being reported.
05
Provide a detailed description of the event in the 'Description of Event' section.
06
Include any required financial statements or pro forma financial information if applicable.
07
Ensure that any other relevant disclosures required by the form are included.
08
Sign and date the completed form by an authorized officer.
09
Submit the form electronically through the EDGAR system.
10
Ensure that a copy of the filed Form 8-K is retained for your records.

Who needs form 8-k?

01
Public companies that are subject to SEC regulations are required to file Form 8-K.
02
Investors and analysts who need to stay informed about significant corporate events relating to publicly traded companies.
03
Companies undergoing major changes such as mergers, acquisitions, or other material events need to file Form 8-K.
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Form 8-K is a report that publicly traded companies must file with the SEC to disclose material events or corporate changes that could be of importance to shareholders or investors.
All publicly traded companies in the United States that are registered under the Securities Exchange Act of 1934 are required to file Form 8-K.
To fill out Form 8-K, companies must provide the required information about the event being reported, including a description of the event, the date it occurred, and any relevant details or supplementary information as required.
The purpose of Form 8-K is to provide timely disclosure of important events that shareholders should be aware of, ensuring transparency and keeping the market informed.
Information that must be reported on Form 8-K includes significant events like acquisitions, asset sales, bankruptcy, leadership changes, and other material corporate events.
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