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This document serves as the Summary Plan Description (SPD) for the Options Flexible Benefits Plan, providing details about eligibility, enrollment, coverage options, and administrative procedures for employees of the County of Los Angeles. It outlines various benefits including medical, dental, life insurance, and spending accounts effective from January 1, 2025.
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How to fill out options flexible benefits plan

01
Review the options provided in the flexible benefits plan.
02
Determine your personal and family needs for healthcare, dental, vision, etc.
03
Consider additional benefits such as life insurance or disability coverage.
04
Choose the benefits that best suit your financial situation and health needs.
05
Fill out the enrollment form accurately with your selected options.
06
Submit the form by the specified deadline.
07
Keep a copy of your selections for your records.

Who needs options flexible benefits plan?

01
Employees looking for customizable benefits that fit their individual needs.
02
Employers wanting to offer a competitive benefits package to attract and retain talent.
03
Individuals with varying personal circumstances that require different benefits.
04
People who want to maximize their benefits based on their life stages (e.g., single, married, with children).
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An options flexible benefits plan allows employees to choose from a variety of pre-tax benefit options, enabling them to tailor their benefits package to better meet their individual needs.
Employers that offer a flexible benefits plan and provide benefits to eligible employees are required to file the options flexible benefits plan.
To fill out the options flexible benefits plan, employees should review the offered benefits, select their preferred options, and complete the necessary documentation, usually provided by their employer's HR department.
The purpose of the options flexible benefits plan is to provide employees with customizable benefit selections, thereby improving employee satisfaction and optimizing tax savings for both employees and employers.
The options flexible benefits plan must report information such as employee selections, level of benefits chosen, and any associated costs for both the employer and employee.
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Los Angeles County flexible benefits medical coverage dental coverage life insurance spending accounts COBRA employee benefits dependent eligibility annual enrollment

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