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Real progress means we all grow.Financial Institutions, Inc.2018 Annual ReportMartin K. Birmingham (President and Chief Executive Officer) and Robert N. Latella (Chairman of the Board)Corporate ProleFinancial

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Gather all necessary personal and financial information required for the form.

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Foreign companies that are publicly traded in the United States and are required to file annual reports.

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What is 20-f 1 d841814120-fhtm united?

The 20-F is a form used by foreign companies to provide information to the U.S. Securities and Exchange Commission (SEC), similar to the 10-K form used by domestic companies. It details the company's financial and operational status.

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Foreign companies that have securities trading on U.S. exchanges are required to file Form 20-F with the SEC.

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The purpose of Form 20-F is to ensure that foreign companies provide SEC and investors with important information regarding their financial performance, operations, and governance.

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Form 20-F must include audited financial statements, information about the company's business operations, risk factors, management's discussion and analysis, and details about corporate governance practices.

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