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This document is the annual report of BA Credit Card Trust and BA Master Credit Card Trust II, detailing compliance with applicable servicing criteria, financial information, and management assessment of internal control over servicing functions.
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Form 10-K is an annual report that publicly traded companies in the United States are required to file with the Securities and Exchange Commission (SEC). It provides a comprehensive overview of a company's financial performance.
Publicly traded companies that are registered with the SEC are required to file Form 10-K.
Form 10-K is filled out by providing detailed information about the company's business, financial statements, management discussion, and other disclosures as required by the SEC. Companies often use software or templates recommended by the SEC to complete the form.
The purpose of Form 10-K is to provide investors and the SEC with a thorough and accurate account of a company's performance, risks, and financial condition over the past year.
Form 10-K must report information such as the company's business operations, risk factors, properties, legal proceedings, financial statements, and management's discussion and analysis of financial condition and results of operations.
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