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SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549FORM 10K Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2005 ORTransition

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Washington Federal Inc. is a bank holding company based in the United States, primarily offering banking and financial services to individuals and businesses.

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Corporations, including bank holding companies like Washington Federal Inc., are required to file with the appropriate regulatory bodies, such as the SEC, if they meet certain criteria of assets or public trading.

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The purpose of Washington Federal Inc. is to provide financial services, including loans, savings, and investment products, to its customers while yielding a return to its shareholders.

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