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This document is a class action complaint filed by Stefano Cafiso against Nationwide Credit, Inc. under the Fair Debt Collections Practices Act (FDCPA). The complaint alleges that the defendant engaged in abusive, misleading, and unfair debt collection practices, specifically through the use of deceptive language in collection letters. The plaintiff seeks damages and other relief for himself and on behalf of similarly situated consumers in New York.
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A civil action class action is a legal procedure that allows a group of people with similar grievances to file a lawsuit collectively against an entity, typically a corporation or organization.
Typically, any individual or group of individuals who have been harmed in a similar way by the same defendant can file a class action lawsuit. A representative plaintiff, known as the class representative, is appointed to lead the case.
To fill out a civil action class action, one must complete a complaint form detailing the nature of the claims, the basis for class certification, the representative plaintiff's information, and the relief sought. This form must be filed with the appropriate court.
The purpose of a civil action class action is to provide a mechanism for individuals with similar claims to aggregate their resources and legal efforts to seek justice and compensation efficiently, while also addressing issues related to fairness and judicial economy.
Information that must be reported includes the identification of the class members, the nature of the underlying claims, the proposed class size, the facts supporting the claims, and the contact information of the class representative.
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