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This document contains the opinion of the United States District Court regarding the motion for judgment on the pleadings filed by Wells Fargo Bank, N.A. against plaintiffs James and Melissa Zebrowski. The court evaluated the claims made by the plaintiffs, including abuse of process, violation of civil rights, use of process, and frivolous action. Ultimately, the court dismissed these claims on the basis of legal insufficiencies and the plaintiffs\' failure to establish a favorable...

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