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This is the annual report of Kearny Financial Corp. for the fiscal year ended June 30, 2024. The report includes important financial information, management\'s discussion and analysis of financial condition and results of operations, corporate governance, risk factors, and the company\'s strategy. It covers the company\'s business operations, financial performance, internal controls, and compliance with regulations.
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Form 10-K is an annual report required by the U.S. Securities and Exchange Commission (SEC) that provides a comprehensive overview of a company's financial performance. It includes audited financial statements, management's discussion and analysis, and information about the company's operations, risks, and overall performance.
Publicly traded companies in the United States that are registered with the SEC are required to file Form 10-K. This includes large companies and foreign corporations with shares traded on U.S. exchanges.
To fill out Form 10-K, a company must compile detailed financial information, which includes its financial statements, management's discussion, and additional disclosures. The form must be filed electronically through the SEC's EDGAR system, ensuring all sections are completed accurately according to SEC guidelines.
The purpose of Form 10-K is to provide investors and regulators with a thorough account of a company's financial status, risk factors, and operational results. It promotes transparency and helps stakeholders make informed investment decisions.
Form 10-K must report various types of information, including but not limited to: company history, financial data, management's discussion and analysis, risk factors, properties owned, legal proceedings, and information about directors and executive officers.
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