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PRICE COMPETITION AND CONCENTRATION IN SEARCH AND NEGOTIATION MARKETS: EVIDENCE FROM MORTGAGE LENDING JASON ALLEN BANK OF CANADA ROBERT CLARK HEC MONTREAL JEANFRANCOIS HOUDE UNIVERSITY OF WISCONSINMADISONA

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What is price competition and concentration?

Price competition refers to the competitive strategy wherein businesses compete by selling their goods or services at lower prices to attract customers. Concentration, on the other hand, refers to the extent to which a small number of firms dominate the market.

Who is required to file price competition and concentration?

Businesses that meet certain criteria regarding market share or have engaged in actions that significantly affect market competition are typically required to file price competition and concentration.

How to fill out price competition and concentration?

To fill out price competition and concentration forms, one must provide accurate business information, including market share details, pricing strategies, and any relevant competitive dynamics. It often involves following specific guidelines set by regulatory authorities.

What is the purpose of price competition and concentration?

The purpose of price competition and concentration analysis is to understand market dynamics, ensure fair trading practices, promote consumer welfare, and prevent monopolistic behaviors that can hinder competition.

What information must be reported on price competition and concentration?

Information that must be reported includes the company's market share, pricing strategies, details of competitors, sales data, and any factors that may influence competition within the industry.

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