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This document is a testimony presented before the Senate Committee on Banking, Housing, and Urban Affairs, examining how federal government policies have contributed to racial discrimination in housing, leading to separate and unequal housing outcomes. It discusses the implications of zoning laws and foreclosure-prone affordable housing policies on low-income and minority borrowers, highlighting historical trends and proposing policy reforms to address the systemic issues in housing inequity.

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What is senate committee testimony?

Senate committee testimony is a formal statement or evidence presented before a Senate committee regarding a specific issue, policy, or piece of legislation.

Who is required to file senate committee testimony?

Individuals or organizations invited or compelled to provide information, including experts, stakeholders, or public officials, are generally required to file Senate committee testimony.

How to fill out senate committee testimony?

To fill out senate committee testimony, one must include their name, contact information, a description of their expertise or relation to the topic, the information being provided, and any relevant supporting documents.

What is the purpose of senate committee testimony?

The purpose of senate committee testimony is to gather information, insights, and diverse perspectives to inform legislative decisions and policy-making.

What information must be reported on senate committee testimony?

Reported information typically includes the speaker's credentials, the context of the testimony, relevant data or facts, opinions, recommendations, and any conflicts of interest.

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