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Out of Sight, Out of Mind: Nearby Branch Closures and Small Business Growth* Ben Ranish Federal Reserve BoardAndrea Stella Federal Reserve BoardJeffery Zhang University of MichiganJuly 29, 2024Abstract

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How to fill out nearby branch closures and

01

Identify the nearby branches that are closing.

02

Gather necessary information about each branch closure (e.g., dates, services affected).

03

Visit the official bank website or contact customer service for updates on closures.

04

Inform customers about alternative branches and services available to them.

05

Communicate any changes in hours or operations due to nearby branch closures.

Who needs nearby branch closures and?

01

Customers who regularly visit the branches that are closing.

02

Bank management and staff needing to plan for resource reallocations.

03

Local businesses that rely on the foot traffic generated by the branches.

04

Regulatory authorities monitoring banking services in the area.

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What is nearby branch closures?

Nearby branch closures refer to the process of shutting down a financial institution's additional physical locations in proximity to its main office or other branches.

Who is required to file nearby branch closures?

Financial institutions, including banks and credit unions, are required to file notifications or reports concerning nearby branch closures.

How to fill out nearby branch closures?

Nearby branch closures are filled out by providing specific details about the branch being closed, including its location, the date of closure, and reasons for closure, as per regulatory requirements.

What is the purpose of nearby branch closures?

The purpose of nearby branch closures is to inform regulatory authorities and the public about the changes in service availability and to manage the impact on customers and communities.

What information must be reported on nearby branch closures?

The information that must be reported includes the branch address, closure date, reasons for closure, and any alternative services or locations available to customers.

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