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STEPTo be eligible for homeownership through Habitat for Humanity, the following must apply: You live or work in Fort Collins or our surrounding service areas. Your current shelter is inadequate, substandard, subsidized, rent burdened, temporary, transitional, etc.; You are willing to work 200 sweat equity hours per adult applicant toward the building of your own home and other Habitat homes. You will save $1,500 toward closing costs; Your households total monthly GROSS

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