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WHAT IT MEANS TO BE COLLECTION PROOF WHAT DOES IT MEAN TO BE COLLECTION PROOF? Being collection proof means that a creditor has no legal way to collect a debt or judgment that you may owe. A creditor can still sue you and obtain a judgment against you, but it cannot take any of your income or assets if you are collection proof. AM I COLLECTION PROOF? You are collection proof if: Your income and assets are protected from collection; You earn less than $362.50 per week; You do not own anything...
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