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Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches Shusen Qi, Ralph De Haas, Steven Ongena, Stefan Straetmans, and Tamas VadaszApril 10, 2024Abstract We present a model of credit market competition to derive key hypotheses about how information sharing between banks influences the spatial clustering of their branches. We then test these hypotheses using data on 56,555 branches owned by 614 banks across 19 countries. We find that information sharing

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