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Northwest Federal Credit UnionWhat You Need to Know about Overdrafts and Overdraft Fees An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in the following ways: 1. We have overdraft practices, known as Member Protection Plan (MPP), that come with your account. 2. We also offer overdraft protection plans, such as a link to a savings account, line of credit or credit card which may be less expensive...
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