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This Filing is the Annual Rate Report and Actuarial Memorandum for Long-Term Care Insurance Policies Issued On or After October 1, 2003 that are Currently Marketed as Acceleration of Death Benefit for Long Term Care riders attached to Lifetime Benefit Term group life certificates sold by Combined Insurance Company of America; and held in the State of Virginia.
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01
Obtain the LTCICM form from your healthcare provider or online.
02
Read the instructions thoroughly before starting.
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Fill out the personal information section with accurate details.
04
Provide information about your medical history as required.
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Complete the section that pertains to your current medications.
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Submit the completed form to the appropriate healthcare office or maintain it for personal records.

Who needs ltcicm?

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Individuals seeking long-term care insurance.
02
Elderly individuals or those with chronic health conditions.
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Families planning for potential future healthcare needs.
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People wanting to understand their long-term care options and benefits.
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LTCICM stands for Long-Term Care Insurance Claim Management, which is a system used to file and manage claims related to long-term care insurance.
Individuals who are policyholders of long-term care insurance and wish to claim benefits are required to file LTCICM.
To fill out LTCICM, gather necessary personal and insurance information, complete the required forms accurately, and submit them along with any required documentation to your insurance provider.
The purpose of LTCICM is to streamline the claims process for long-term care insurance, ensuring that policyholders can access their benefits efficiently.
The information that must be reported on LTCICM typically includes the policyholder's personal information, details of the care services being claimed, and any supporting documentation such as medical records.
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