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EXECUTION COPY PROGRAM AGREEMENT THE BANK OF NOVA SCOTIA as an Issuer, a Seller and the Cash Manager and SCOTIABANK COVERED BOND GUARANTOR LIMITED PARTNERSHIP, as Guarantor and COMPUTERSHARE TRUST

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What is as an issuer a?

An issuer is an entity that develops, registers, and sells securities to finance its operations. This includes corporations, governments, and other organizations looking to raise funds.

Who is required to file as an issuer a?

Typically, any entity offering securities to the public or intending to trade on a national exchange is required to file as an issuer. This includes public companies and certain private companies that meet specific criteria.

How to fill out as an issuer a?

To fill out as an issuer, you must provide required details about the security being offered, the financial condition of the issuer, and any risk factors involved. This is usually done through specific forms provided by regulatory bodies like the SEC.

What is the purpose of as an issuer a?

The purpose of filing as an issuer is to provide transparency to investors regarding the financial health and business practices of the entity, thereby helping them make informed investment decisions.

What information must be reported on as an issuer a?

Issuers must report information such as financial statements, business operations, risk factors, management details, and information related to the securities being offered, among other regulatory requirements.

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