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HARMONY WEST DEVELOPMENT CCOMMUNITY OMMUNITY D EVELOPMENT DISTRICT D ISTRICTMay May 18, 18, 2023 2023BBOARD OARD OF S UPERVISORS SUPERVISORSREGULAR MEETING AGENDAHARMONY WEST COMMUNITY DEVELOPMENT
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What is ommunity d?
OMMUNITY D is likely a misspelling or abbreviation intended to refer to the HMDA (Home Mortgage Disclosure Act) data collection, which involves reporting mortgage-related data for public transparency.
Who is required to file ommunity d?
Financial institutions, such as banks and credit unions, that meet certain criteria related to their mortgage lending activity and are subject to the Home Mortgage Disclosure Act are required to file OMMUNITY D data.
How to fill out ommunity d?
Filling out OMMUNITY D typically involves collecting data regarding mortgage applications, loans, and their outcomes, and submitting this data in an appropriate format to the regulatory authorities, usually annually.
What is the purpose of ommunity d?
The purpose of OMMUNITY D is to ensure transparency in the mortgage lending process, promote fair lending practices, and help regulators monitor compliance with fair lending laws.
What information must be reported on ommunity d?
Information that must be reported includes data on loan applications, loan types, borrower demographics (such as race, ethnicity, and sex), and the outcomes of those applications.
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