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CODE OF ORDINANCES Chapter 12 BUSINESSES ARTICLE I. IN GENERALARTICLE I. IN GENERAL Secs. 1211224. Reserved.ARTICLE II. LICENSES1 Secs. 1225, 1226. Reserved. Sec. 1227. License required. No person
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01
Gather all financial statements for the business including income statements, balance sheets, and cash flow statements.
02
Compile a list of outstanding debts and liabilities, including loans, unsecured debts, and operational expenses.
03
Document the business income and expenses for the past few years to provide a comprehensive overview of financial health.
04
Review and summarize any ongoing contracts or leases that may affect the business operations.
05
Fill out the necessary forms required for Chapter 12, ensuring all information is accurate and complete.
06
Seek advice from a bankruptcy attorney or financial advisor to ensure compliance with legal requirements.
07
Submit the completed documents to the appropriate bankruptcy court.

Who needs chapter 12 - businesses?

01
Farmers or family farmers who have regular income and debts.
02
Small businesses experiencing financial difficulties but have a viable operational plan.
03
Businesses looking to reorganize their debts and continue operations under a court-approved plan.
04
Creditors who are involved with the debts of farmers or family businesses.
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Chapter 12 is a part of the United States Bankruptcy Code that provides for the adjustment of debts of a family farmer or family fisherman with regular annual income.
Family farmers or family fishermen with regular income who wish to reorganize their debts can file for Chapter 12 bankruptcy.
To fill out Chapter 12, a debtor must complete specific bankruptcy forms and provide information regarding their income, debts, and a proposed repayment plan.
The purpose of Chapter 12 is to provide a framework for family farmers and fishermen to reorganize their debts and continue their operations while making manageable payments.
Debtors must report information including income, expenses, assets, liabilities, and a proposed repayment plan under Chapter 12.
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