Get the free 10-k

This document is the Annual Report on Form 10K for One Liberty Properties, Inc. for the fiscal year ending December 31, 2024, detailing financial performance, business operations, risk factors, and

How to fill out 10-k

How to fill out 10-k

1. Gather the necessary financial statements including balance sheet, income statement, and cash flow statement.
2. Review your company's business operations and management discussion for insights.
3. Prepare a description of the business, including the market and competitive landscape.
4. Include details on the company's risk factors, outlining potential challenges ahead.
5. Detail the legal proceedings involving the company, if any.
6. Disclose any unresolved staff comments from the SEC.
7. Ensure compliance with corporate governance disclosures.
8. Complete the financial data and management's analysis of financial condition and results of operations.
9. Ensure the document is signed by the necessary executives and board members.
10. Submit the completed form via the SEC's EDGAR filing system.

Who needs 10-k?

1. Investors looking for in-depth financial information about public companies.
2. Analysts and market researchers performing company valuations.
3. Regulatory bodies ensuring compliance with financial reporting standards.
4. Competitors seeking insights into market strategies.
5. Journalists and media for reporting on company performance.

10-K Form: A Comprehensive How-to Guide

Understanding the 10-K form

The 10-K form is a crucial document that publicly-traded companies in the United States must file annually with the Securities and Exchange Commission (SEC). This form provides a comprehensive overview of a company's financial performance, operations, and risks, making it vital for investors and stakeholders who want to make informed decisions. Unlike quarterly reports which provide snapshots of financial health, the 10-K dives deeper, laying out detailed insights into the business's trajectory over the fiscal year.

Investors and stakeholders rely on the 10-K for its in-depth analysis of a company's assets, liabilities, and revenue streams. Its structured format ensures transparent reporting, improving accountability while also allowing for comparative analysis within industries. Regulatory requirements stipulate that companies must provide accurate and timely disclosures, fostering trust and clarity in the investment community.

• Definition and Purpose: It is a comprehensive report filed annually.
• Importance for Investors: It helps analyze company viability.
• Regulatory Requirements: Mandated by the SEC for all public companies.

Key components of a 10-K form

A 10-K is structured to provide detailed information across several sections, each serving a distinct purpose in portraying the company's overall health.

The major components include:

• An introduction to the company, its operations, and markets served.
• A comprehensive outline of potential risks that could affect the company's performance.
• Insight from management on the financial performance and strategic direction.
• Detailed financial results, including the income statement, balance sheet, and cash flow statement.
• Information on the remuneration of top executives.
• Disclosure of any significant litigation affecting the company.
• Additional materials pertinent to the company’s financial condition.

Each section contributes to painting a comprehensive picture of the company, aiding investors in making informed decisions.

How to access and retrieve 10-K forms

Accessing 10-K forms is straightforward through the SEC's EDGAR database. This powerful tool allows users to find any company's filings easily, providing transparency for investors and analysts alike.

To search for specific company filings, follow these steps:

• Visit the SEC's EDGAR database at .
• Input the company's name or its SEC Central Index Key (CIK).
• Filter results to find the 10-K form among the listed filings.
• Click on the document link to view or download the full report.

Navigating the EDGAR database can save time, and enabling various filters allows for efficient searches that match your specific interests.

Filing deadlines and requirements

Public companies must adhere to strict filing deadlines for their 10-K forms, which vary by the size and type of the company. Generally, the deadlines are as follows:

• Must file within 60 days after the end of the fiscal year.
• Have 75 days to complete their filings.
• Must file within 90 days of their fiscal year-end.

Consequences of late filings can be severe, including sanctions, fines, and a loss of credibility in the market. Thus, companies should implement tracking systems or calendaring tools to ensure they meet their filing obligations.

Filling out the 10-K form: step-by-step guide

Before filling out the 10-K form, thorough preparation is necessary. Companies must ensure accurate financial data and comprehensive disclosures. Here’s a structured approach to filling out the 10-K:

• Gather all financial documents, including previous 10-K filings, audited financial statements, and subsidiary reports.
• Engage key team members from finance, risk management, and legal to contribute required information.
• Utilize interactive tools like pdfFiller to facilitate document creation and editing.
• Review the document collaboratively using pdfFiller’s features for team input while ensuring compliance with SEC guidelines.

pdfFiller enhances your experience by allowing seamless editing, eSigning, and sharing options, which is crucial in keeping the documents organized and available to stakeholders.

Common challenges in completing the 10-K form

Completing the 10-K form can often present various challenges. Companies must be prepared to navigate complexities in financial disclosures and risk assessments.

Common challenges include:

• Ensuring all details are accurately represented can be daunting.
• Filling out the Risk Factors section requires careful consideration of potential impacts.
• Failure to disclose all necessary information can lead to regulatory issues.

Addressing these aspects early in the process and allocating appropriate resources for review can mitigate these issues.

Best practices for drafting a 10-K

To draft an effective 10-K form, companies should embrace best practices for clarity and accuracy. Focusing on strong visual representation of financial data can enhance understanding among investors.

Consider adopting these strategies:

• Ensure language is straightforward and free of jargon to aid comprehension.
• Integrating diagrams and graphs can facilitate easier analysis of complex data.
• Establishing multiple review stages by various departments strengthens the accuracy of disclosures.

Following these best practices not only enhances the document's effectiveness but also increases the confidence of potential investors.

Post-filing actions and compliance

Once the 10-K has been filed, several critical actions must follow to ensure compliance and address shareholder queries effectively.

Companies should monitor the following aspects after filing:

• Track any feedback from regulatory bodies and be prepared to respond.
• Analyze how the released information affects market perceptions and stock value.
• Set workflows in place to streamline responses to questions regarding the filing.

These actions support ongoing compliance and transparency with stakeholders, reinforcing trust in the company.

Conclusion: The value of the 10-K form

The 10-K form significantly serves as a tool for transparency and accountability within the financial markets. By providing extensive insights into a company's operations and risks, it empowers investors with the necessary information to make informed decisions.

pdfFiller has emerged as an invaluable resource, streamlining the filing process through its intuitive document management capabilities. Companies that utilize such tools are better equipped to handle the complexities of filing, ensuring they stay compliant and informed.

Investors and companies alike should remain committed to ongoing learning in financial reporting practices, reinforcing the importance of a well-prepared 10-K in the investment landscape.

For pdfFiller’s FAQs

Can I create an electronic signature for the 10-k in Chrome?

Yes. You can use pdfFiller to sign documents and use all of the features of the PDF editor in one place if you add this solution to Chrome. In order to use the extension, you can draw or write an electronic signature. You can also upload a picture of your handwritten signature. There is no need to worry about how long it takes to sign your 10-k.

Can I create an eSignature for the 10-k in Gmail?

Create your eSignature using pdfFiller and then eSign your 10-k immediately from your email with pdfFiller's Gmail add-on. To keep your signatures and signed papers, you must create an account.

How do I fill out 10-k using my mobile device?

You can easily create and fill out legal forms with the help of the pdfFiller mobile app. Complete and sign 10-k and other documents on your mobile device using the application. Visit pdfFiller’s webpage to learn more about the functionalities of the PDF editor.

What is 10-k?

A 10-K is a comprehensive annual report filed by publicly traded companies to the U.S. Securities and Exchange Commission (SEC) that provides a detailed overview of the company's financial performance.

Who is required to file 10-k?

Publicly traded companies in the United States are required to file a 10-K report annually with the SEC.

How to fill out 10-k?

Filling out a 10-K involves gathering financial data, including income statements, balance sheets, and cash flow statements, as well as information about the company’s operations, risks, and management. Companies typically follow the SEC's guidelines and formatted sections.

What is the purpose of 10-k?

The purpose of the 10-K is to provide investors with a thorough understanding of a company's financial health, business model, risks, and future prospects to inform investment decisions.

What information must be reported on 10-k?

The 10-K must report information including financial statements, management discussion and analysis, a summary of the company’s business, risk factors, and details on executive compensation and corporate governance.