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4Point Inspection Personal Lines (Edition 9/2012) INSURED/APPLICANT NAME APPLICATION / POLICY # ADDRESS INSPECTED: ACTUAL YEAR BUILT: DATE INSPECTED: Minimum Photo Requirement: Front elevation Rear
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How to fill out citizens 4 point inspection

How to fill out a Citizens 4 point inspection:
01
Start by gathering all the necessary documents and information for the inspection. This can include details about your electrical system, plumbing system, HVAC system, and roof.
02
Begin with the electrical system section of the inspection form. Provide details about the age, type, and condition of your electrical panel, as well as any visible signs of wear or damage.
03
Move on to the plumbing system section. Describe the type of plumbing pipes used in your home, their age, and note any leaks or issues you are aware of. Make sure to include details about your water heater as well.
04
Proceed to the HVAC system section. Mention the type and age of your heating and cooling systems, and indicate if they have been regularly serviced or if there are any current problems or malfunctions.
05
Finally, address the roof section. Describe the age and condition of your roof, noting any visible signs of damage or leaks. If you have had any recent repairs or replacements done, be sure to include that information as well.
06
Double-check all the information you have provided in each section, ensuring its accuracy and completeness. Make any necessary corrections or additions before submitting the inspection form.
Who needs a Citizens 4 point inspection?
01
Homeowners seeking insurance coverage for an older property: If you own a property that is more than 20-30 years old, insurance companies may require a Citizens 4 point inspection before providing coverage. This is because older homes are more prone to electrical, plumbing, HVAC, and roofing issues, and the inspection helps the insurer assess the risk.
02
Homebuyers: When purchasing an older home, especially in areas prone to extreme weather conditions, lenders may require a Citizens 4 point inspection as part of the mortgage approval process. This is to ensure that the property meets safety and reliability standards, as well as to estimate potential future repair costs.
03
Homeowners applying for policy renewals: Insurance companies may demand a Citizens 4 point inspection when renewing policies for older properties. This allows them to re-evaluate the property's condition and assess any changes or updates that may affect the coverage or premiums.
04
Homeowners making substantial renovations: If you are planning significant renovations or additions to your home that could impact its electrical, plumbing, HVAC, or roofing systems, insurance companies may require a Citizens 4 point inspection as part of the coverage approval process. This ensures that the changes comply with safety standards and do not increase the risk of damage or accidents.
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What is citizens 4 point inspection?
Citizens 4 point inspection is a report that assesses four main components of a property: the roof, plumbing, electrical, and HVAC systems.
Who is required to file citizens 4 point inspection?
Homeowners looking to obtain insurance for an older property or properties with certain risk factors are typically required to file citizens 4 point inspection.
How to fill out citizens 4 point inspection?
To fill out citizens 4 point inspection, you need to schedule an inspection with a qualified inspector who will assess the roof, plumbing, electrical, and HVAC systems of the property and provide a report.
What is the purpose of citizens 4 point inspection?
The purpose of citizens 4 point inspection is to assess the condition of key components of a property to determine its insurability and potential risks.
What information must be reported on citizens 4 point inspection?
The citizens 4 point inspection report must include detailed information about the condition and age of the roof, plumbing, electrical, and HVAC systems of the property.
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