Get the free Non-owned/hired motorcycle liability insurance application

RENOWNED/HIRED MOTORCYCLE LIABILITY INSURANCE APPLICATION Complete this form if you would like USA Cycling insurance coverage for motorcycles at your USA Cycling sanctioned event. ONLY MOTORCYCLES

How to fill out non-ownedhired motorcycle liability insurance

How to fill out non-owned/hired motorcycle liability insurance:

1. Begin by gathering all necessary information about the motorcycle you plan to rent or borrow. This includes details such as the make, model, year, and VIN number. Note down any additional features or modifications as well.
2. Contact your insurance provider to inquire about their coverage options for non-owned/hired motorcycles. Make sure to ask about any specific requirements or exclusions that might apply. This step is crucial to ensure that you have adequate protection while using a motorcycle that you do not own.
3. Fill out the necessary paperwork provided by your insurance provider. This may include an application form, a declaration of coverage form, and any other required documents. Be sure to double-check all the information you provide to avoid any potential issues in the future.
4. Specify the duration of coverage needed for the non-owned/hired motorcycle. This could range from a single day to several weeks or even months, depending on your specific situation. Make sure to accurately indicate the start and end dates of the coverage period.
5. Determine the liability limits you want for your non-owned/hired motorcycle insurance. Liability insurance covers damages or injuries caused to others in an accident where you are at fault. These limits are usually expressed as three numbers, such as 100/300/50, indicating the maximum amounts (in thousands of dollars) your insurance provider will pay for bodily injury per person, bodily injury per accident, and property damage, respectively.
6. Consider adding optional coverage to your non-owned/hired motorcycle liability insurance. This may include options such as comprehensive coverage, which protects against non-accident-related damages like theft or vandalism, or medical payments coverage, which helps pay for medical expenses resulting from a covered accident.

Who needs non-owned/hired motorcycle liability insurance?

1. Motorcyclists who frequently rent motorcycles for personal use: If you regularly rent motorcycles for short-term use, having non-owned/hired motorcycle liability insurance can provide you with added peace of mind. It ensures that you have proper liability coverage while operating a motorcycle that does not belong to you.
2. Motorcyclists who occasionally borrow motorcycles from friends or family: If you find yourself borrowing motorcycles from friends or family members on occasion, having non-owned/hired motorcycle liability insurance is important. This coverage will protect you in case of an accident while operating a motorcycle that is not registered in your name.
3. Motorcyclists who participate in motorcycle-sharing programs: With the rise in popularity of motorcycle-sharing programs, it has become increasingly common for riders to use motorcycles that they do not own. Non-owned/hired motorcycle liability insurance is essential in these situations to ensure that you have proper coverage in case of an accident or damage to the rented motorcycle.

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What is non-ownedhired motorcycle liability insurance?

Non-owned/hired motorcycle liability insurance provides coverage for damages caused by a motorcycle that is not owned by the policyholder but is being used with permission.

Who is required to file non-owned/hired motorcycle liability insurance?

Individuals or businesses that rent or borrow motorcycles for their operations or personal use are required to file non-owned/hired motorcycle liability insurance.

How to fill out non-owned/hired motorcycle liability insurance?

To fill out non-owned/hired motorcycle liability insurance, you need to provide information about the motorcycle being used, the coverage limits, and any additional riders or drivers.

What is the purpose of non-owned/hired motorcycle liability insurance?

The purpose of non-owned/hired motorcycle liability insurance is to protect the policyholder from financial losses in case of an accident while using a motorcycle that they do not own.

What information must be reported on non-owned/hired motorcycle liability insurance?

Information such as the make and model of the motorcycle, the rental or borrowing agreement, the coverage limits, and the names of additional riders/drivers must be reported on non-owned/hired motorcycle liability insurance.