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CONTINUING CARE RETIREMENT COMMUNITIES 2015 REFERENCE GUIDE from YOUR North Carolina Department of Insurance North Carolina DEPARTMENT OF INCUR ONCE WAYNE GOODWIN, COMMISSIONER A MESSAGE FROM YOUR
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How to fill out continuing care retirement communities:

01
Research different continuing care retirement communities (CCRCs) in your area to find one that meets your specific needs and preferences. Look for CCRCs that offer the level of care and amenities you desire.
02
Schedule a visit or tour of the CCRCs that interest you. This will give you the opportunity to see the facilities, meet staff members, and envision yourself living there.
03
Review the contract and financial terms of the CCRCs you are considering. Understand the costs involved, including entrance fees, monthly fees, and any additional charges for specific services or levels of care.
04
Consider your future needs and whether the CCRCs offer a full continuum of care. This means that as your health needs change, the CCRC should be able to provide the appropriate level of care, from independent living to assisted living and skilled nursing care.
05
Evaluate the amenities and services offered by each CCRC. This may include dining options, fitness facilities, social activities, transportation services, and healthcare services.
06
Speak with current residents and ask for their feedback and experiences living in the CCRC. Their insights can provide valuable information about the community's atmosphere, staff, and quality of care.
07
Consult with a financial advisor or attorney to ensure you fully understand the financial implications and contractual obligations of joining a CCRC.
08
Once you have chosen a CCRC, complete the application process. This may involve submitting financial and medical information, undergoing health assessments, and meeting with staff members for an evaluation.
09
Finally, make the necessary arrangements to move into the CCRC, including downsizing your current living situation, notifying relevant parties of your change of address, and arranging for the transportation of your belongings.

Who needs continuing care retirement communities:

01
Older adults who want to plan for their future healthcare needs while maintaining an active and independent lifestyle.
02
Individuals who value the convenience and security of having various levels of care available within one community, eliminating the need to move and adjust to different facilities as their needs change.
03
Seniors who desire a sense of community and wish to engage in social activities and events with fellow residents.
04
Those who prioritize access to healthcare services and want the peace of mind that comes with having medical care readily available on-site.
05
Older adults who want to simplify their lives by downsizing their homes, reducing home maintenance responsibilities, and having access to different amenities and services within a CCRC setting.
06
Seniors who may have concerns about the potential burden of caregiving on their loved ones and want to ensure they have access to the appropriate level of care if needed.
07
Individuals who appreciate the peace and tranquility that a well-maintained, secure CCRC community provides, allowing them to age gracefully and worry-free.
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Continuing care retirement communities are residential facilities that offer a range of services, from independent living to skilled nursing care, to older adults.
Operators of continuing care retirement communities are required to file.
Operators must provide detailed information about the facility, services offered, financial stability, and resident demographics.
The purpose of continuing care retirement communities is to provide a supportive and secure environment for older adults as they age.
Operators must report financial information, staff qualifications, resident demographics, and services provided.
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