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BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM Washington, D.C. 20551 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 May 19, 2008 -------------------------------------------------------------------------------------------------------------------(Date
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Begin by including the appropriate heading: Start the press release with the words "Form 8-K" followed by the date of the release.
02
State the reason for filing: Clearly state the reason for the press release, such as a significant event or transaction that occurred within the company. This could include acquisitions, disposals, changes in management, or financial results.
03
Include a brief description: Provide a concise summary of the event or transaction that is the subject of the press release. This should include relevant details and key information that shareholders and the public need to know.
04
Provide necessary financial information: If the event or transaction has financial implications, include the relevant numbers in the press release. This could include disclosures about revenues, expenses, assets, or liabilities associated with the event.
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Discuss any legal implications: If there are any legal considerations related to the event, it is important to include this information in the press release. This could involve any pending litigation, regulatory changes, or compliance updates.
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Add forward-looking statements: If applicable, include any forward-looking statements that disclose the company's expectations or predictions regarding the event or transaction described. Remember to include any necessary disclaimers regarding risks and uncertainties.
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Include contact information: Provide the contact details of the responsible individuals within the company who can address any inquiries or requests for further information about the event or transaction.

Who needs 8-K press release:

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Publicly traded companies: Companies that are registered with the U.S. Securities and Exchange Commission (SEC) and have securities listed on a national stock exchange are required to file an 8-K press release. This ensures transparency and timely disclosure of material information to shareholders and the public.
02
Investors and shareholders: Investors and shareholders of publicly traded companies rely on 8-K press releases to stay informed about significant events or transactions that may impact their investments. It provides them with important information and helps them make informed decisions.
03
Regulatory bodies and financial analysts: Regulatory bodies, such as the SEC, monitor and analyze 8-K filings to ensure compliance with regulations and to gain insights into company activities. Financial analysts also utilize 8-K press releases to assess the financial health and performance of companies.
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SEC Form 8-K is a report required to be filed by public companies to inform their shareholders of important events that may be relevant to the financial performance of the company.
Publicly traded companies in the United States are required to file SEC Form 8-K.
Companies must complete Form 8-K electronically and submit it to the Securities and Exchange Commission.
The purpose of Form 8-K is to provide timely and current information to shareholders and the public about significant events that may affect the company's financial performance.
Companies must report a variety of events on Form 8-K, including changes in corporate governance, acquisitions or dispositions of assets, and material impairments.
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