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In one year alone credit cards accounted for almost 124 billion pounds worth of spending in the UK everything from perfume and gifts to a meal in a restaurant or bought on credit but how are these handy little rectangles put together the life of the ordinary credit card starts the facility like this in Slovakia its location is an advertisement to the public and security is high to deter criminals from coming and having a look around once inside you'll find the design center this is where new credit cards are born with a color scheme approved the paint must be mixed for a small order this is done by hand and the precise ingredients are also kept very secret the staff will now load the printing presses with these laminated sheets they form the basis for the front and backs of your credit card and the first color added to them is white the freshly printed laminates emerge under the watchful eye of another security camera the bosses are very keen that nothing goes missing from this Factory the next stage is the full color scheme the bank wants for its design the colors are added to the rollers and a special device is used to spread the paint out to an even thickness it's like a license to print money this machine can print around 7,000 sheets of new cards every hour however the credit card companies have thought of clever ways to make sure the process can't be duplicated hidden in these genuine cards are plenty of security measures that make forgers lives very difficult the printing technique makes spotting a forgery relatively easy like this UV imprint when the cards are finished the special mark will only show up under UV light a new credit card consists of several elements as a protective sheet the printed front and rear x' and the high-tech magnetic strip for the bag but how does all this work to help you access money well when you go shopping with your debit card a very simple process occurs you insert your card into the Machine and the signal is sent to your bank the bank checks the card is valid and that the account exists that has money in it if all's well a signal is sent back to the shop asking you to prove the card as yours if you enter the correct PIN the bank will pay your bill for you and debit your account directly however if you use a credit card the Machine contacts the data office that collects requests for credit card transactions the company's computer verifies the account is valid and that you haven't exceeded your limits and then releases the money if all's well all the necessary personal information is stored on your credit card in the magnetic strip on the back this is the key to how a credit card works these strips start out on the long reel, but they are combined with one of the protective sheets that make up the credit card experts analyze each sheet microscopically Annie with flawed elements are immediately rejected the next stage is to combine the four different components to make the familiar plastic cards we all go...
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