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August 2013Vol. 24 No. 3CFPB MODIFIES ATR/QM RULE TO ALLOW SOME BALLOON
PAYMENT LOANS BY SMALL CREDITORS
On May 29, 2013, the CFPB amended the
TruthinLending Act and Regulation Z to
finalize a rule
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What is cfpb modifies atrqm rule?
The CFPB modifies the ATR/QM rule to ensure that lenders follow responsible lending practices.
Who is required to file cfpb modifies atrqm rule?
Lenders who originate qualified mortgages are required to file the CFPB modifies ATR/QM rule.
How to fill out cfpb modifies atrqm rule?
Lenders must carefully review the requirements outlined in the CFPB modifies ATR/QM rule and provide the necessary information accurately.
What is the purpose of cfpb modifies atrqm rule?
The purpose of the CFPB modifies ATR/QM rule is to protect consumers from predatory lending practices and ensure that lenders assess a borrower's ability to repay a mortgage.
What information must be reported on cfpb modifies atrqm rule?
Lenders must report information related to the borrower's financial situation, the loan terms, and the lender's assessment of the borrower's ability to repay the mortgage.
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