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THE FIRST BANK OF GREENWICH 444 East Putnam Avenue Cos Cob, CT 06807 EQUAL OPPORTUNITY LENDER To Our Applicant: You are hereby provided the following Equal Credit Opportunity Act notice as required
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01
Begin by carefully reading the instructions provided on the form. It is crucial to understand the requirements and provide accurate information.
02
Provide your personal information, including your full name, address, phone number, and Social Security number. This information is essential for identification purposes.
03
If applicable, indicate your employment status, job title, and employer information. Some forms may require you to provide information about your sources of income.
04
Fill out any sections related to your financial information, such as your annual income, assets, and liabilities. Be honest and thorough in providing this information.
05
Indicate your race, ethnicity, and gender in the appropriate sections. These details are requested to ensure compliance with equal opportunity lending regulations.
06
Review the completed form for accuracy and make any necessary corrections before submitting it.
07
Sign and date the form to certify that the information provided is true and accurate to the best of your knowledge.

Who needs equal opportunity lender?

01
Individuals seeking financial assistance, such as loans or mortgage financing, from lending institutions.
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Businesses or organizations applying for loans or financing for their operations or expansion.
03
Any recipients of funds from a lending institution who must comply with equal opportunity lending regulations, ensuring fairness and equal access to credit regardless of race, ethnicity, gender, or other protected characteristics.
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Equal opportunity lender is a financial institution that offers fair and unbiased lending opportunities to all individuals regardless of race, ethnicity, gender, religion, or other protected characteristics.
Financial institutions, such as banks and credit unions, are required to file equal opportunity lender reports.
Equal opportunity lender reports can be filled out by providing information on the institution's lending practices, including a breakdown of loan applicants by characteristics such as race and gender.
The purpose of equal opportunity lender is to ensure that financial institutions are not discriminating against applicants based on protected characteristics, and to promote fair access to credit for all individuals.
Information such as the number of loan applications received, approved, and denied, as well as the characteristics of the applicants (e.g. race, gender) must be reported on equal opportunity lender.
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