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Please read and keep safe Private Car Policy (PowerPoint)Your accident card is insideImportant Please report all accidents to us immediately on 0800 678 999, so we can tell you what to do next and
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How to fill out your accident:

01
Gather all the necessary information: Start by collecting all the relevant details about the accident, including the date, time, location, and any eyewitness accounts. Also, make sure to note down the names and contact information of the people involved, such as drivers, passengers, and any potential witnesses.
02
Describe the accident thoroughly: Provide a detailed description of how the accident occurred, mentioning factors such as weather conditions, road conditions, and any other relevant details. Be as objective and factual as possible, avoiding speculation or assumptions.
03
Document the damages: Take photos or videos of any damages to your vehicle or property caused by the accident. This visual evidence can be crucial when filing an insurance claim or seeking compensation for the accident. Additionally, make sure to keep any receipts or invoices related to the repairs or replacement costs.
04
Contact the authorities: If the accident resulted in injuries, significant damage, or involved a hit-and-run driver, contact the local authorities immediately. They will ensure that an official accident report is filed, which can be valuable for insurance purposes.
05
Notify your insurance company: Contact your insurance provider as soon as possible to report the accident. They will guide you through the process of filing a claim and may require you to provide the information collected earlier. Be honest and accurate in your statements to avoid any potential issues with your claim.
06
Seek medical attention if necessary: If anyone involved in the accident sustained injuries, it is crucial to seek medical attention promptly. Even minor injuries may have latent or long-term effects, so it is essential to get evaluated by a healthcare professional.
07
Consult with an attorney if needed: In more complex accident cases, involving severe injuries or disputes over liability, consider consulting with a personal injury attorney. They can provide legal guidance and ensure your rights are protected throughout the process.

Who needs your accident:

01
Insurance companies: Your accident report and related documentation will be required by your insurance company when filing a claim. This information helps them assess the extent of damages and determine the appropriate compensation.
02
Law enforcement: If the accident resulted in significant damage, injuries, or a hit-and-run situation, the authorities will need your accident details to create an official accident report. This report is crucial for legal purposes and may be required by insurance companies as well.
03
Legal representatives: In case you decide to pursue a personal injury claim or need legal assistance with any aspect of the accident, your attorney will need access to the accident information and documentation. They can use this information to build a strong case on your behalf.
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Accident refers to any unforeseen event that causes harm or damage.
The individual or party involved in the accident is typically required to file the accident report.
Accident reports can usually be filled out online or in person, providing details of the incident.
The purpose of an accident report is to document the details of the incident for insurance or legal purposes.
Information such as date, time, location, description of the accident, parties involved, and any injuries sustained must be reported.
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