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This form is used by parent borrowers of Direct PLUS Loans and Federal PLUS Loans to request a deferment of loan repayment based on various eligibility criteria outlined in the document.
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How to fill out parent plus borrower deferment

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How to fill out PARENT PLUS BORROWER DEFERMENT REQUEST

01
Begin by downloading the PARENT PLUS BORROWER DEFERMENT REQUEST form from the official website or obtaining it from your loan servicer.
02
Fill in your personal information at the top of the form, including your name, address, and Social Security number.
03
Provide details about the loan you wish to defer including the loan account number.
04
Indicate the reason for your deferment request by selecting the appropriate option on the form.
05
If necessary, provide additional documentation supporting your deferment request, such as proof of financial hardship or other qualifying circumstances.
06
Review all information for accuracy and ensure that all required fields are completed.
07
Sign and date the form to validate your request.
08
Submit the completed form to your loan servicer through the designated method, whether by mail, fax, or online submission.

Who needs PARENT PLUS BORROWER DEFERMENT REQUEST?

01
Individuals who are the parents of a dependent student and have taken out a Parent PLUS loan may need to fill out a PARENT PLUS BORROWER DEFERMENT REQUEST if they are experiencing financial hardship, such as loss of income or other qualifying circumstances that affect their ability to make loan payments.
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People Also Ask about

Forbearance is one option you can use when you can't pay your Parent PLUS Loans, but it's not always the best one for you. While it pauses your payments, it doesn't reduce your overall debt and can lead to higher costs in the long run.
Forbearance is one option you can use when you can't pay your Parent PLUS Loans, but it's not always the best one for you. While it pauses your payments, it doesn't reduce your overall debt and can lead to higher costs in the long run.
If you can't pay off the loan immediately, you have two options: rehabilitation and consolidation . Rehabilitation: After 9 months of reasonable payments (based on your income), your loan will be in good standing. Rehabilitation removes the default note from your credit report.
If you qualify, you may also defer repayment for the 6 months following the date that the student on whose behalf you borrowed ceases to be enrolled at least half time.
The Double Consolidation Loophole for Parent PLUS Loans is a strategy that reduces your monthly payments through better income-driven repayment plans (such as PAYE, IBR, or SAVE) achieved by consolidating your loans twice.
In addition, parent PLUS loans aren't eligible for some other types of federal student loan forgiveness programs. To get around this, some borrowers go through two or more federal consolidations to hide the origin of the loans, then request an IDR plan. This process is often called the double consolidation loophole.
Borrowers must submit applications under the penalty of perjury that an application is accurate and true to the best of their knowledge. Parent PLUS borrowers are also eligible for borrower defense if the conduct described above occurred to their child.

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The PARENT PLUS BORROWER DEFERMENT REQUEST is a formal request made by a parent borrower to temporarily defer payments on their Parent PLUS Loan due to financial hardship or other qualifying circumstances.
Parents who have taken out Parent PLUS Loans and are seeking to suspend their loan payments due to financial difficulties or specific qualifying situations are required to file this request.
To fill out the PARENT PLUS BORROWER DEFERMENT REQUEST, borrowers should complete the form with their personal information, provide details about their financial situation or qualifying event, and submit it to their loan servicer for processing.
The purpose of the PARENT PLUS BORROWER DEFERMENT REQUEST is to allow parents to temporarily pause their loan payments without defaulting on their loans during challenging financial times.
The information required on the PARENT PLUS BORROWER DEFERMENT REQUEST includes the borrower’s name, social security number, loan details, reason for deferment, and supporting documentation of financial hardship if applicable.
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Related Links

In-School Deferment Request
You are eligible for this deferment only if you are enrolled at least half time at an eligible school (see Section 6). SECTION 3: BORROWER REQUESTS, ...
Parent PLUS Borrower Deferment Request
To qualify, you must be a parent borrower of a Direct or Federal PLUS Loan that was first disbursed on or after July 1, 2008 and the student on whose behalf you ...
Parent PLUS Borrower Deferment Request
To qualify, you must be a parent borrower of a Direct or Federal PLUS Loan that was first disbursed on or after July 1, 2008 and the student on whose behalf you ...

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Parent PLUS Loan deferment request Direct Loan Program Federal PLUS Loan loan repayment borrower identification rehabilitation training eligibility requirements interest accrual U.S. Department of Education

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