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Below is a list of the most common customer questions. If you can’t find an answer to your question, please don’t hesitate to reach out to us.

What is a Rec certificate?

REC is the Register of Electrical Contractors of Ireland. S a self-regulatory body that aims to standardize and monitor the work of electricians in Ireland. The aim of the body is to promote safety and ensure that both the electrician and the client are protected at all times.

How do I change my SVP?

To convert your SVP election to former spouse coverage you must notify DIAS in writing within one year of your divorce. Do this by submitting DD Form 2656-1 requesting the conversion of spouse coverage to former spouse coverage. Attach a copy of your divorce decree and settlement agreement.

Can I change my SVP election?

Changing or Stopping Your Coverage The SVP election you make at the time of your retirement is very difficult to change. There are only a few circumstances in which it is possible to change or alter a previously made election.

How many years do you have to pay for SVP?

To qualify for the paid-up SVP, a retiree must satisfy both requirements of the law. The retiree must be 70 or older and made SVP premium payments for at least 360 months.

What happens to SVP after divorce?

The former spouse's SVP coverage is considered suspended for as long as your former spouse's subsequent marriage remains in effect. If the subsequent, marriage is terminated by death, annulment, or divorce, your former spouse's eligibility is reinstated and SVP cost deductions would resume.

How much will SVP cost me?

SVP Costs (Premiums) The SVP premiums for spouse coverage are: 6.5% of your chosen base amount, or if less, 2.5% of the first $725.00 of the elected base amount (referred to hereafter as the “threshold amount”), plus 10% of the remaining base amount.

Is the SVP worth it?

Putting children on the plan (minors only, or under 22 if students) in inexpensive and may be worth it. SVP benefits, if paid out, are taxable, but the premiums are deducted from retiree pay before taxes, which reduces tax liability. If the spouse dies first, no benefits will ever be paid.

How do I change my SVP after divorce?

To convert your SVP election to former spouse coverage you must notify DIAS in writing within one year of your divorce. Do this by submitting DD Form 2656-1 requesting the conversion of spouse coverage to former spouse coverage. Attach a copy of your divorce decree and settlement agreement.

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