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The most common documents are related to mortgages, deeds, easements, foreclosures, estoppel, leases, licenses and fees, among others. The most important real estate documents list ownership, encumbrances and lien priority and are used to maintain proper real estate transactions.
A deed is a legal document signed by a property owner that transfers rights to the property to a new owner. And with a deed, Billy doesn't even have to yell to declare his ownership. Throughout the US, local county recording offices file deeds in an official public record.
When you buy a home, it is usually the job of your title or escrow agent to file your original deed the document showing that you legally own the property in the appropriate government office in your county. This is called recording your deed. Title agents commit errors, lose deeds, and even go out of business.
B Explanation: Recording a document provides constructive notice to the world of its existence. A person has constructive notice of a fact if he should know the fact, whether he actually knows it.
As a general rule, all recorded documents should be notarized.
Recordable Document: a document that the recording authority (clerk of the county court, for example) is authorized to record, usually by state statute. Certified copies of a recordable document may not be made by a notary public. A certified copy of a recordable document must be obtained from the recording authority.
Deed Requirements: Grantee(s) (Buyer-Party Receiving Title) names legibly printed in the body of the Deed. Names printed under Granters' signatures. Two witnesses, for each signature and the names of witnesses printed under witnesses' signatures. Complete Notary acknowledgment.
Title deeds do not have to be recorded. Recording is filing them in the county recorder's office and if recorded, the title deed acts as defect notice to all third parties as to ownership in the property.
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