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The answer is 'No'. Bank will sign up with companies to open salary account for their employees. To sign up the agreement, Banks will have certain criteria for the companies, like minimum number of employees and average salary of employees should match as per the Bank policy.
Opening a Salary Account The employer can facilitate in opening the Salary Account. Some banks also give the facility to apply for a Salary Account online and get the 'customer's welcome kit' account number, check book and debit card within a few days!
The answer is 'No'. Bank will sign up with companies to open salary account for their employees. Once the agreement is signed, then bank will collect the KYC documents from the employees, along with the offer letter/declaration letter from the HR/Authorized person of the company to open the salary account.
In the savings account, if you fail to maintain minimum balance, then you will be charged with fee or penalty. This depends on the type of account and bank. One can also transfer your savings account to salary account if your employer account is with same bank, provided if your bank permits.
Identity proof — Passport, Voter's ID card, Driver's license, PAN card, etc. Address proof — Electricity bill, telephone bill, lease agreement, gas card, etc.
ICICI Bank offers a benefit rich salary account which is packed with exciting features and benefits for employees as well as employers. ICICI Bank offers a ton of benefits to employees like instant credit of salaries, offers on bill payment, free internet banking and much more.
PAN Card. Aadhaar Card. Voter ID Card. Driving License. Passport. An ID card issued by the Central or State Government. Public Sector Units (Plus) and/or NR EGA Job Card.
ICICI is a better as compared to Axis bank. You can recharge your smart card with both ICICI and Axis back. 2. Both of them provide credit card.
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