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What's new in 2020? Social Security has adjusted the SGA monthly threshold to $1,260 in 2020. The Social Security Act specifies a higher SGA amount for statutorily blind individuals, so for people who are blind and receive SDI, the SGA monthly amount in 2020 is $2,110.
In a nutshell, doing SGA means you are working and making more than $1,260 per month in 2020 (or $2,110 if you're blind). There are exceptions to this rule, however. For SDI recipients, there is a trial work period during which you can make more than the SGA amount without losing your benefits.
You use 1 month when you earn Trial Work Level (TWO) $810 in 2016 ($780 2015 and $770 in 2014). You can keep receiving benefits no matter how much you work and earn, even above Substantial Gainful Activity (SGA), until you use up all 9 months.
To be eligible for Social Security disability benefits, you'll need to make $1,220 or less per month in 2019. If you're blind, the limit is $2,040. This amount is known as “substantial gainful activity,” and is adjusted each year.
You can generally work part-time while you apply for Social Security disability benefits as long as your earnings don't exceed a certain amount set by Social Security each year. In addition to the amount of money you make, Social Security may look at the number of hours you're able to work.
A person who earns more than a certain monthly amount is considered to be “engaging in SGA.” Federal regulations use the national average wage index to set the income limit for determining the SGA each year. In 2020, the amount is $1,260 for disabled applicants and $2,110 for blind applicants.
The Social Security Administration defines “substantial” as earning more than a certain amount each month. For 2018, you can work and collect your disability benefits as long as your earnings don't exceed $1,180 per month, or $1,970 if you're blind. However, there are also exceptions to this rule.
Also important to note: the income limit to qualify for SDI is raised to $1,950 for those who are blind.
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