What is Cobra application form?

The Cobra application form is a document used to enroll in the Consolidated Omnibus Budget Reconciliation Act (Cobra) insurance coverage. This form allows individuals to continue their health insurance coverage after experiencing a qualifying event such as job loss or a reduction in hours.

What are the types of Cobra application form?

There are primarily two types of Cobra application forms: the initial enrollment form and the continuation coverage election form.

Initial enrollment form
Continuation coverage election form

How to complete Cobra application form

Completing the Cobra application form is a simple process that involves providing personal information, selecting the coverage option, and submitting the form to the appropriate party.

01
Fill in your personal details such as name, address, and contact information.
02
Choose the type of coverage you wish to enroll in - individual or family coverage.
03
Sign and date the form to acknowledge your enrollment decision.
04
Submit the completed form to your employer or the Cobra administrator.

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Video Tutorial How to Fill Out Cobra application form

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Questions & answers

Applying for COBRA begins with the employer who provided the health plan to notify you of your right to continuation. The employer has 30 days to notify the group health plan of the qualifying event. After that, the employer has 14 days to notify you of your COBRA right to keep your work health insurance.
You have 60 days to enroll in COBRA once your employer-sponsored benefits end. You may even qualify if you quit your job or your hours were reduced. Other COBRA qualifying events include divorce from or death of the covered employee.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss,
You will need to download the COBRA/Direct Bill Mobile app and register for an account. Once you have logged in, you can elect which plans you wish to have continued coverage for. You can login online through cobra.benefitresource.com. New users can follow this link to complete registration.
You are responsible for making sure your COBRA coverage goes into and stays in effect - if you do not ask for COBRA coverage before the deadline, you may lose your right to COBRA coverage. You must decide to accept or reject COBRA coverage during a certain time period (usually 60 days after your employer notifies you).
COBRA coverage lets you pay to stay on your job-based health insurance for a limited time after your job ends (usually 18 months). You usually pay the full premium yourself, plus a small administrative fee.