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Below is a list of the most common customer questions. If you can’t find an answer to your question, please don’t hesitate to reach out to us.
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What is a payment direction?
Payment Direction Agreement means an agreement among the Borrower, the Administrative Agent and each Credit Card Obliged, in form and substance satisfactory to the Administrative Agent, providing for the direct payment to the BBA Concentration Account of all amounts due to the Borrower from such Credit Card Obliged.
How do you contract a deed?
In a contract for deed sale, the buyer agrees to pay the purchase price of the property in monthly installments. The buyer immediately takes possession of the property, often paying little or nothing down, while the seller retains the legal title to the property until the contract is fulfilled.
Does a contract for deed need to be recorded?
Contracts for deed also places some risk on the seller. If the buyer defaults, the seller will have to take action and may end up taking back the land. Recording. The buyer must record the contract for deed with the county recorder where the land is located within four months after the contract is signed.
Who holds the legal title to a property during a contract for deed?
Under a Contract for Deed, the buyer makes regular payments to the seller until the amount owed is paid in full or the buyer finds another means to pay off the balance. The seller retains legal title to the property until the balance is paid. The buyer gets legal title to the property once the final payment is made.
Does Florida law require a contract for deed to be recorded?
Florida law treats land contracts as if they are mortgaged or financed transactions. This means that while a deed or mortgage will not be recorded, documentary stamp taxes and intangible taxes will still be due from the Buyer.
Does a contract for deed need to be notarized?
A contract typically does not have to be notarized. A notary public (or simply “notary”) provides an acknowledgment that the signature appearing on the document is that of the person whose signature it purports to be. There is a requirement that some documents be notarized, such as a real property deed.
What are the disadvantages of a contract for deed?
One disadvantage of a contract for deed to the seller is that clearing the title may take time and money if the buyer defaults on the contract, according to Real Town. In addition, the seller can immediately foreclose on the property if the buyer defaults, and the buyer has no recourse against the seller.
How do you sell a contract for deed?
In a contract for deed sale, the buyer agrees to pay the purchase price of the property in monthly installments. The buyer immediately takes possession of the property, often paying little or nothing down, while the seller retains the legal title to the property until the contract is fulfilled.
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