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This document is used for flood insurance purposes, specifically to determine the elevation of a building in relation to flood zones and to assist with the National Flood Insurance Program (NFIP).
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How to fill out elevation certificate
How to fill out Elevation Certificate
01
Obtain a blank Elevation Certificate form from your local floodplain management office or online.
02
Fill in sections 1-3 with the property owner's information and the building's details.
03
Complete Section A, which includes the building's location and the date of construction.
04
In Section B, provide information about the building's elevation, including the Base Flood Elevation (BFE) and the elevation of the lowest floor.
05
Have a licensed surveyor or engineer complete Section C, which requires their credentials and a measurement of the elevations.
06
Review the completed certificate for accuracy and completeness.
07
Submit the signed and dated Elevation Certificate to your local floodplain manager.
Who needs Elevation Certificate?
01
Property owners in flood-prone areas who wish to obtain flood insurance.
02
Individuals seeking to build or elevate structures in flood zones.
03
Real estate professionals involved in property transactions within designated flood zones.
04
Lenders or mortgage companies may require an Elevation Certificate for financing in flood-prone areas.
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Will an elevation certificate lower my flood insurance?
If property owners provide an EC with more detailed FFH and elevation information, the flood insurance rating engine may return a lower annual premium. FEMA's system compares the original elevation data with the updated information to deliver a more property-specific and equitable rate for the policyholder.
How do I get a free elevation certificate?
How do I get an elevation certificate? Start by contacting your local floodplain manager. They often work for your city's or county's building, permitting, engineering or land use department. Ask them if there is an elevation certificate on file for your property.
What is included in an elevation certificate?
The EC lists a building's location, lowest point of elevation, flood zone, and other characteristics. Under NFIP's pricing approach, an EC is no longer required to purchase coverage.
What is a BFE certificate?
Base flood elevation (BFE) is a value determined by the Federal Emergency Management Agency (FEMA) that helps identify the flood risk in a certain area. By extension, it also determines the risk a particular structure has of flooding if the water level rises.
Will an elevation certificate lower my flood insurance?
If property owners provide an EC with more detailed FFH and elevation information, the flood insurance rating engine may return a lower annual premium. FEMA's system compares the original elevation data with the updated information to deliver a more property-specific and equitable rate for the policyholder.
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What is Elevation Certificate?
An Elevation Certificate is an official document used to determine the elevation of a building in relation to the Base Flood Elevation (BFE) for floodplain management and insurance purposes.
Who is required to file Elevation Certificate?
Property owners in flood-prone areas, especially those seeking flood insurance, are typically required to file an Elevation Certificate.
How to fill out Elevation Certificate?
To fill out an Elevation Certificate, you must provide information about the building's location, its elevations above various benchmarks, and may require input from a licensed surveyor or engineer.
What is the purpose of Elevation Certificate?
The purpose of the Elevation Certificate is to provide accurate elevation data to help determine flood insurance rates and ensure compliance with local floodplain management regulations.
What information must be reported on Elevation Certificate?
The Elevation Certificate must include the building's location, the surveyed elevations of the structure, the Base Flood Elevation, and other relevant details regarding the flood risk.
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