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This document serves as the Annual Financial Report for the Greensburg Library, detailing receipts, disbursements, cash balances, and investments for the fiscal year ending 2010.
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Who needs LAR-1 (REVISED 2009)?

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Individuals or organizations required to report specific data to regulatory agencies.
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Entities involved in financial transactions or certain business activities that necessitate compliance.
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Professionals in sectors that mandate documentation as per industry standards or legal requirements.
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LAR-1 (REVISED 2009) is a reporting form used by certain financial institutions to disclose data related to their lending practices, specifically focusing on compliance with the Home Mortgage Disclosure Act (HMDA).
Financial institutions that meet specific criteria, including those that originate a certain volume of mortgage loans and are covered under the Home Mortgage Disclosure Act (HMDA), are required to file LAR-1 (REVISED 2009).
To fill out LAR-1 (REVISED 2009), institutions must accurately enter data on loan applications, including information about the borrower, the property, and the loan itself. Detailed instructions are provided in the filing guide issued by the Consumer Financial Protection Bureau (CFPB).
The purpose of LAR-1 (REVISED 2009) is to collect data that helps identify patterns of lending discrimination and ensure compliance with fair lending laws.
LAR-1 (REVISED 2009) requires reporting of various data points including the type of loan, the loan amount, the purpose of the loan, the borrower’s demographic information, and the action taken on the application.
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