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This document certifies the obligations of the Mortgagor regarding a Mortgage Loan provided through the Habitat for Humanity Loan Program by the Montana Board of Housing, including conditions for
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How to fill out mortgagors affidavit and certification
How to fill out MORTGAGOR’S AFFIDAVIT AND CERTIFICATION
01
Start with the title 'Mortgagor's Affidavit and Certification' at the top.
02
Identify yourself as the mortgagor by including your full legal name.
03
Provide your current address, ensuring it matches the mortgage records.
04
Include the date of the affidavit.
05
Declare that you are giving truthful information under penalty of perjury.
06
List any additional parties involved, if applicable.
07
Answer all specific questions regarding your financial status and property.
08
Sign and date the affidavit at the bottom.
09
Have the affidavit notarized if required by your lender.
Who needs MORTGAGOR’S AFFIDAVIT AND CERTIFICATION?
01
Individuals applying for a mortgage loan.
02
Homeowners refinancing their mortgage.
03
Borrowers needing to verify financial information for a loan.
04
Lenders requiring assurance of the borrower’s financial status.
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What is MORTGAGOR’S AFFIDAVIT AND CERTIFICATION?
MORTGAGOR’S AFFIDAVIT AND CERTIFICATION is a legal document executed by the mortgagor which attests to the accuracy of information related to the mortgage loan and confirms the mortgagor's qualifications for the loan.
Who is required to file MORTGAGOR’S AFFIDAVIT AND CERTIFICATION?
The mortgagor, or the individual or entity borrowing funds secured by the property, is required to file MORTGAGOR’S AFFIDAVIT AND CERTIFICATION.
How to fill out MORTGAGOR’S AFFIDAVIT AND CERTIFICATION?
To fill out MORTGAGOR’S AFFIDAVIT AND CERTIFICATION, the mortgagor must provide personal information, property details, loan specifics, and affirm the accuracy of this information under oath.
What is the purpose of MORTGAGOR’S AFFIDAVIT AND CERTIFICATION?
The purpose of MORTGAGOR’S AFFIDAVIT AND CERTIFICATION is to verify the information given by the mortgagor, corroborate eligibility for the mortgage, and protect lenders from fraud.
What information must be reported on MORTGAGOR’S AFFIDAVIT AND CERTIFICATION?
Information reported on MORTGAGOR’S AFFIDAVIT AND CERTIFICATION typically includes the mortgagor's name, address, social security number, employment details, income information, property details, and any other disclosures relevant to the mortgage application.
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